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  Anonymous User

Cost of the rings vs saving money for the future.

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Anonymous User (Age:25 to 29)     When: 10 months ago
Views: 235     Category: Style
I've been reading through questions about wedding rings. I noticed a lot of women said they'd be fine with any symbol as long as it was given with love. However, I was reading these in questions from people who didn't have the money to buy an expensive ring.

I also read the whole two/three months salary requirement.

So here' s my question. The guy makes a good amount of money, enough that two/three months salary would probably buy one nice ring. However, the guy wants to save for the future i. e. retirement, a house, a new car, etc. He knows the ring is important, but also sees the value of spending his money to provide for her, and himself, once they are married. So instead of buying the expensive ring, he buys her one that's still nice, but not the two/three month salary price.

Would this say he's just cheap or would the fact he's thinking more about the future and providing for her make up for the less expensive ring?

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What Girls Said

mirrandasaywhat
80  
mirrandasaywhat (Age:18 to 24)      When: 2 months ago
Is this omar? :X
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Question Asker I'm not Omar, no? - 2 months ago

nadia
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nadia (Age:18 to 24)      When: 10 months ago
If the girl loves you she will love the ring... but you also have to thinking about that she will have that ring for the rest of her life... think about it.
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laura
219  
laura (Age:25 to 29)      When: 10 months ago
The ring size is not too important to some girls but just for your info there is a web site called JTV that sells real jewelry at cheap prices and there is also an auction site called steal it back.com where you can get great deals on huge stones. Good luck.
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Belleza
2741  
Belleza (Age:18 to 24)      When: 10 months ago
If she truly loves you - she wouldn't care for the ring - me - I seriously don't like diamonds but it still would be a nice thought from my fiance to shower me with expensive gifts because I know that's how much his love is for me but never buy me those stupid useless things. Diamonds may be forever, they're rocks that can demolish into thin air in a million years or so but love is eternal - it never dies and always stays with you. Just think what kind of girl you have and see what she likes. I really like what bugginmint said.
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bigdaddysgirl
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bigdaddysgirl (Age:25 to 29)      When: 10 months ago
I love that you are thinking about your future. When my husband and I first got married we didn't have a lot of money so we got simple, matching bands. A few years later when we were both more stable and successful he offered to replace the band with a beautiful, 2 carat princess cut ring, the one I had always wanted but for some reason I didn't want it anymore. Over the years the simple band had started to have meaning. It was on my finger when our car broke down and we had to walk home two hours in the rain. It was on my finger when he held my hand through my grandmother's funeral and my best friends wedding. Somewhere along the line I started to see my husband when I looked at that simple band and it will kill me if I wake up one morning and it's not on my finger.
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B4286
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B4286 (Age:18 to 24)      When: 10 months ago
I don't think it should matter how much a guy spends on an engagement ring. As long as it won't turn my finger green, I'm good. Besides, why would a guy need to tell his fiance how much he spent on it? I would think it's like a any other gift - don't ask/don't tell how much it cost. As long as the guy picks out something he knows his fiance will like, then there should be no problem.
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Question Asker The cost of the ring sometimes comes up when the wife is getting it appraised for insurance. I agree, it isn't something normally told. - 10 months ago

idkwhatodo
933  
idkwhatodo (Age:18 to 24)      When: 10 months ago
I personally think that's great! But I'm sort of weird...I just want twisty ties from Giant Eagle for my engagement ring and my wedding ring will be a tattoo(done by my brother)...if you really love this women you're with, you'll know if she's more materialistic or not...I think that since it's from you heart it doesn't really matter how expensive it is.
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What Guys Said

sqyntz
800  
sqyntz (Age:18 to 24)      When: 10 months ago
Go cheap if she loves you she will know that you are trying to save for your future together!!
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BugginMint
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BugginMint (Age:25 to 29)      When: 10 months ago
I think diamonds are for gullible people, its just a giant marketing campaign. I'd much rather have a down payment on a house or new furniture than a sparkly chip. Ooh it sparkles, heres my life savings! I think you have the right idea. Don't skimp but make a budget that makes sense. Does your bride-to-be feel the same way?

2-3 month Salary Requirement? Thats another marketing gimic to part you with your hard earned cash. And I think you are thinking about engagement rings? Never heard of a "rule" for wedding bands. Anyway, I don't know anyone that spent that much. Maybe 1 month tops. I'd buy according to what seems reasonable up to 1 carat. Don't expect to spend less than a grand or 2. I wouldn't spend more than 5. You can always upgrade the stone later for an anniversary if you want.

I was fortunate enough to have a grandmother leave me an engagement ring to give. Sometimes these family heirlooms are even better in a way. Some people would feel differently. Any options there?

As for the wedding rings, I wouldn't pay too much more for the market price of gold (or whatever) by weight. Some designers you are paying for the name (or store). And if you are rough on your hands you, at least, will want something 14k or in 3 months it will look like you took a grinder to it. My wife picked out a beautiful all gold wedding ring (no diamonds) for under $200. Mine was more but I have big hands and needed a custom order. She was thrilled and still is. Its like when people ask how to tell if wine is good. Do you like the way it tastes? Yes? Then its a good wine. End of story.

-Shop around, don't buy the first place you stop. Don't let a jeweler pressure you.
-Don't reveal your budget. Just steer your way to what interests you
-Tell them you are getting prices for your wedding budget that's a year or so from now. No pressure...
-Beware jewelry with letter code pricing or no pricing. They play it by ear (and screw you).

-If buying diamonds, get a diamond buying guide, its worth every penny. If you sound like you know what you are talking about you won't get screwed as bad.
-If you put diamonds on top of sugar (bring sugar packets and pour it on a napkin) they reveal their true color. Literally.
-Don't be afraid to haggle prices. Make an offer. They don't care about charging you too much.
-Get a gem report for stones over $1500-$2000.
-Remember these are not an investment that you will sell for profit later. The idea is to use buying tips to save money if you can and above all be happy with what you get.

You're not cheap, and in my opinion any girl that thought so I wouldn't want to be with. Which is not to say I wouldn't provide and spoil her in other ways. Good luck.
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Question Asker Actually this is in the planning stages. I wanted an idea on how much to save so I didn't have a huge hole in my budget after buying the ring. I'm very cautious with my money and generally don't buy big purchases spontaneously. Thanks for the advice. - 10 months ago
Answerer FYI, "Diamond Ring Buying Guide" by Renee Newman is a good one to get. $10-15 investment will save you hundreds easily. Maybe get a cheap Jewelers eye loupe too. (magnifier) Sales people shit when you whip out your own. lol. Dress sharp too. - 10 months ago
 
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