Depends on how long we've been dating and how she's acting. In general I try to be a gentleman and make her feel good and show her there's no reason to be afraid of me. I make sure she knows I like her and we're going as far as she wants, even if that means just a cup of coffee. If she's being flirty and naughty, well... you can figure it out.
If I am dating her, (it would be after the first date) and I am "hoping" to cuddle, make out, and later on in the relationship to fool around and stop before having actual sex. But this is not what I am expecting though.