Ok so my boyfriend's debit card constantly declines. He thinks that I should have his back and pay for his items willingly when this occurs. I think it's both irresponsible and selfish to think this way, especially when it happens numerous times and he doesn't seem to care to watch his balance. So I have an old debit card that I canceled. I am thinking of using it for paying for items. Going on shopping sprees and have it decline putting him on the spot, and asking him to pay exactly like he does me.
I want him to know how it feels. Even if we are in a restaurant we are going to sit there after my card declines, while he squirms to pay. He has done this to me many times.
I will obviously have my real debit card in case things get out of hand, but he doesn't have to know that. He says if I put him in those situations, like he does me, he would pay every time. Lets see how he likes it when the tabs add up, and his bank account runs low because my card declines. Am I wrong?
Most Helpful Guy
I have to ask, why are you still with him if he's this irresponsible and treats you with such disrespect? Plus, I know it's only a minor fee, but I think it unfair to intentionally hang a swipe fee on a merchant just to prove a point to someone. Every time a card gets swiped, whether it's approved or not, a small fee is usually charged depending on the terms of their merchant agreement. If the transaction is approved, then they are charged a percentage of the transaction amount. Why not just tell him you don't have your card then let him squirm?0
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Most Helpful Girl
Heck yea!! 😂0