At what point is it OK to call a girl just to talk?

Anonymous
Talk as in have a conversation with them - not just call to arrange a date.

Basically, I feel like that's not something most guys would do when first meeting a girl like before a first date even. As you get to know each other better, talking on the phone is obviously acceptable.

My question - where do you draw the line?
From the moment you exchange numbers
After a first date
Other/Explain below
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At what point is it OK to call a girl just to talk?
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