I lent someone $1000 3 months ago. They said they'd pay me back a week after I gave them the money. I doubt I'm going to get my money back without a fight at this point. I saved the text of them asking me to loan them the money and I saved the text saying that they'd pay me back a week later. Is that enough?
Most Helpful Guy
Do you have proof that you took the money out of your account on or after that text?
With the text and a withdraw from your bank statement you can prove a contract.
Do you know what that person did with the money and do you have proof?
I would not let that person Know you have the text. File a case in small claims court and take them to court.
First send them a certified letter or letter with proof of delivery asking when they plan to pay you back. You may text to gather as much evidence that the loan exist. The person may argue that it was a gift.
Your chances of wining are 70 %.