Does anyone have a credit card?

Does anybody on GAG have a credit card?

  • Yes I do, but I'm in a lot of debt
    Vote A
  • Yes I do, but I try to spend it wisely
    Vote B
  • I used to but then now I use cash or debit
    Vote C
  • Never have I gotten a credit card, I've always had cash or debit card on me
    Vote D
  • Results
    Vote E
Select a gender to cast your vote:
I'm a GirlI'm a Guy

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315

Most Helpful Girl

  • I do not. I know that if I did, I wouldn't be able to use it wisely.

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Most Helpful Guy

  • I think everyone has a credit card.
    Zero debt. I hate owing money.

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Have an opinion?

What Girls Said 2

  • I don't have one for my own name but I use my parents'

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  • I'm really surprised the percentage who have one is as low as it seems to be!

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What Guys Said 14

  • Always pay off your debt as soon as possible. The interest rates on credit cards are insane. I also don't recommend using your debit card too often because the card is a direct connection to your bank account.

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  • I do. I thought most did?

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  • No. No one on G@G has a credit card.

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  • I do, I think it is better to have than dont have it now where I am
    0% layaway plan, I like the way, never lost controlling beside this time in China.
    But I think that is my mom hurt me and pay something in financial good that can exchange many goods.

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  • I do not have credit card. I do have a sub card from my parents but I never use it. Feels weird using credit and then paying back. I have more than enough cash and money in the bank that credit is useless. Obviously credit has uses in terms of your reliability rating in the society and stuff but whatever.

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  • Yes, and I pay them off every month without fail. If I can't afford it, I don't buy it.

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  • Pretty much everyone has one. Just don't use it if you don't have the money to pay it off, and bingo - no debt.

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  • yup I have one

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  • I have 3 credit card.

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  • I have a debit account does that count.

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  • why/

    Are you looking to do some fraudin OP?

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  • I have one, and I never use it.

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  • Nah.

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  • I don't.

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