There are so many aspects to a woman's beauty. All of those you mentioned, the curve of her neck or hips, a slim ankle or a beautiful calf. Her neck, her figure backlit so you can see her legs coming together. Most kinds of bodies can be beautiful. I'm actually partial to women with smaller breasts. They seem to make more passionate lovers. There are few things as lovely as a woman aroused, the sexual flush that covers her neck & breasts, the involuntary parting of the thighs and her wetness are such a turn on that there's nothing else on earth as lovely. Her character makes all of those either glow or seem tawdry or somewhere in between.
when I call a girl beautiful, for me it means a girl that I have the utmost respect for them. physical features are only complimented if their outter appearance has changed such as hair and make up. the personality is what makes them beautiful also such as carefree, optimistic, energetic, loves to laugh because I have a great sense of humor :P.
A truly beautiful girl has all of the above. We call her "the complete package". That is, she is beautiful inside and out, and beautiful to us in a way that nobody will be able to appreciate if she is ours.