That is really something you should always say in person. If it helps, talk to her on the phone for a while to get used to talking to her.
Maybe call her just to chat about something you both like, and if you think she is enjoying it (offering her own stuff to the conversation instead of just short "mhm." "uhuh"s) then ask if you can call her again. (Or Skype call, but don't ask her out over Skype either)
That way, you will be sure she likes you back, and if she does like you, she will be looking forward greatly to that phone call every other night or so. :-)
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I'm having exactly the same problem, but I definitely think doing it in person would be you best option.
Ask her out in person but if you can't get her out alone text or call her to set up a private meeting then ask her out then. Maybe that will help.
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