What do you consider fat/skinny/chubby?

Anonymous
Im about 5'9" and 170 lbs, size 34DD bra and size 9 - 10 in pants. I want to lose like 20 pounds, but people tell me i don't really need to however my bmi is high so i am.
would you consider me overweight? would you say if a girl (or anyone) has noticable belly fat (rolls) then they are overweight?
What do you consider fat/skinny/chubby?
13 Opinion