Exercises for lower stomach?

Anonymous
I have been trying to get a flat stomach for a while now and am finding it hard to work the lower part of my stomach. Do you know any effective exercises that target that area? Also do you think i have to lose more fat to achive a flat stomach or just build more muscle?

I weigh 123lb with a body fat percentege between 17 and 18 if that helps..

Exercises for lower stomach?
19 Opinion