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I have a small belly button (similar to yours) and was super skinny when I got mine. But my "roll" was right at my belly button line. So first piercing, they didn't get enough skin, still pierced it and 2 months later it was getting to the point that it was migrating out of my skin due to placement, roll, and small belly button. So the more skin in that area I think might be better. It depends on how your stomach creases.
As for looks, you are just fine. Nobody has to be super skinny to get a belly ring. You have a beautiful stomach. (I don't think I've ever said that phrase before. LOL.)0