I'm 27, and my brother is 24. He is going to get proposed soon to a girl that's 21. He has a really good paying professional career...no debt and wants to get his life started. He thinks that he is already getting old and wants to start a family, because all of his friends already have. Apparently the girl has already gotten many men interested in marrying her, so my brother wants to snag her now.
I feel insecure for saying this, but I felt like a loser, because I'm almost 28...if my own brother thinks he is getting old, I wonder what people think about me. And no one has been interested in having a relationship with me either, let alone marriage. Plus, I'm still in school and about $75,000 in school loan debt...that's a lot of baggage, and I won't be out of that mess until my late thirties...is that too old to even think about getting married?
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I don't think you should rush into anything and end up with a "mistake" because you rushed.
However, I do think its passed time you get started looking around. Trust me, the years will start to move faster, and faster, and faster... Don't blink, because you might miss them.
The school and the debt shouldn't impact your chances for finding happiness. A lot of girls have an education and college loans, and so do many of the boys. This is not unusual, or raise any eyebrows, or make someone say "oh hell no" or anything like that.
I also don't think there is anything wrong, circumstances granting of course, with actually marrying while you are still going -- as long as it is not a catalyst for you dropping out. I married in my last semester of school.
Also, school is where you are going to find the best picks. Get out into the working world, and the whole dating scene changes. I think it would be more challenging to find a good life partner later on. Now is a good time to just start dating and preparing, because it will be a few years before you can probably sort out who you want to marry, or know someone long enough to marry them with certainty in your heart.