Can you please suggest me some ways to build credit? I have no credit and I would like to start to have credit, lol. Please & thank you.
Most Helpful Guy
Get a credit card and make your purchases with it then just pay it off instantly. You can easily do so online. To make things easier if you have a bank account see if that bank will offer you a credit card that can link to your already existing account so you can see how much money you have and pay it off instantly that way.
My main suggestion is to avoid cards with annual fees and see if they have "rewards." You can get free money overtime with some of them with basic point accruals. Also don't use money you don't already have because if you can't pay your credit card off by the due date you risk paying massive interest. Interest rates these days are insanely high and you risk paying practically double for basic purchases by simply not paying on time. Honestly just make the purchases and once they hit the account online pay them asap. This avoids any issues.0