I graduated school over a year ago, I've got a job in my field, and so far I've only been able to pay $2000.00 back of my student loan -- only 28,000.00 more to go! -- I feel like its all I'm thinking about and that I can't seem to find the time to enjoy myself. I want to plan a trip this year, and I can budget for it -- but that bloody student loan makes me feel guilty for wanting to take this trip. So, how do you live life, enjoy it, all the while in debt?
Most Helpful Guy
I owe about $100,000 in student loans. I will probably never pay them back.1
Most Helpful Girl
I'd say live in the here and now, think of how life is short and you might go out tomorrow and be hit by a car. What would you regret then?
Your loans will always be there. Unless you can pay back a big chunk at once, it makes sense to only pay back what you scheduled to pay back and spend the rest living while you're young.
That's just general advice though, I'm not in debt, so I wouldn't know personally0