What do these phone plan mean?

these are some plans i found on at&t about an iphone 6 but i dont understand the plans so... help
0$ down,
pay $21.67 in 30 monthly installments eligible for upgrade with trade in at 24 months
upgrade without trade in after device is paid off
15$ activation fee
$0 due today $21.67 monthly
that is one plan and here's the other choice
no annual contract 649.99 due today no contract, upgrade any time


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