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At my age, not making it to the bathroom on time would be the most likely scenario. However in winter water freezes and expands, sometimes water pressure is too high and pipes may have a weak spot or bad joint where they connect to a T or Y.
Water is expands when it freezes due to it's lattice structure...
probably too much pressure and natural wear and tear
Odd asking that here but they burst after part of them freeze and crack the pipe and the water flows out the crack