I feel like credit card companies prey on college students and dangle them in their faces and I know I have to pay back interest and I really don't want to do that. I am thinking I might not need credit cards for the life I want. I have a good car that I bought from its former owner. I plan on building my own house (my house is going to be a tiny house like in the picture, you can buy kits online and have it delivered to where you want it built) the only problem I see is it will be a problem if I decide to order anything online and building my credit.
Most Helpful Guy
I am right now. I used to have credit cards, and boy howdy did I rack up charges :( I have a debit card through my checking account, but I only use what I have on it, plus I always check my balance to see if I have enough to cover myself.1
Most Helpful Girl
I do it. I've got a debit card, of course, which takes money out of your checking account. The hardest parts are 1) keeping enough funds in your account for emergencies and 2) building credit.1