What type of situation are you in?
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The place where my girlfriend and I live is rented but technically speaking, we don't have a landlord (or you could also argue that we're partially our own landlords ;-)).
I don't know if this kind of thing even exists in the US, so I might have to explain a bit. Back in the 1910s and 1920, there was a very strong communist/socialist movement in Europe. Many of these people were poor factory workers, fucked over by the industrial revolution if you will. Social inequality was very high and due to the growing population in the big cities and the high demand for living quarters, rich landlords could charge even the most absurdly astronomical prices for their apartments. If a factory worker was too poor and couldn't afford the rent anymore, he was simply kicked out because there was always a long line of other people trying to get into that place. Here in Switzerland, this was perhaps an especially big problem because although Switzerland is now one of the 5 richest countries in the world, it was actually one of the poorest countries in the world 100 years ago.
So being very fascinated by the idea of communism and communal living, some of these factory workers came up with a completely new idea. Basically, they put all their money together in one big pot. With this money, they went to a bank and got themselves a loan. And with this loan, they bought themselves a big apartment complex. The awesome trick about this system is that it's completely non-profit. Every family got their apartment and they paid rent to the community but just enough to keep the place nice and running. The communities organized themselves in a direct-democratic way, so it became a tradition to have a big get-together once a year, where the community decided on important issues. Every adult had one vote, including women. So for example if some people wanted a nice, new playground for the kids, the community would discuss it and if a majority of at least 51% agreed, the playground was built from a pot that everyone put money into.
Today, this concept still exists and it has expanded dramatically. The idea has become enormously popular, not just among working class people but also among middle class people. Basically, the apartment where I live with my girlfriend is just as nice and great as any other. We have really nice, big meadows everywhere, playgrounds and a forest nearby. We're also very close to the city center. The only difference is that we get a vote on every new project and0