In talking with my friends I'm at times shocked at how badly they manage money. I have an account that I never ever access that has enough money to pay for 3 months rent and food so that I never really have to worry. Anyone else like this?
I've never been a big spender, my boss usually has to tell me to go cash my paychecks because I forget and the bank is usually closed by the time I get off work.
Most Helpful Guy
You're one of the smart ones!
I see that commercial where the girl is looking at a purse & asks her insurance agent how much her double check saved her "about $150 he replies" Done, she buys the purse.
I thought how about saving that $150 for emergencies.
I love spending money but I have enough money that I don't need to worry. At least when it comes to my spending habbits I have fairly good controll on knowing when to spend and how much I need to save.
I have the willpower to not spend everything in my bank account the only problem is I have expensive taste so I don't allow myself to buy everything I see.
I wish I had more friends like you because everyone I know understands I'm the person they need to go to if they need to borrow some cash.
Hell yeah I do. My parents do as well. My dad has a duffle bag with enough money to last a year, enough guns and ammo to ward off intruders for awhile stashed in a place that no one can get to but him. Only a matter of time until the big spending machine loses control of everything and America collapses.
I do. I have savings that I try to never touch. And I have a vacation fund I put money in every payday. My parents raised me to save money and showed me how to save money. I think lots of people our age don't know how to really save money.
i just graduated college and have only ever had part time jobs so I really don't have much; I have a savings account that I don't touch with a few hundred dollars and a retirement fund with a couple thousand. when I get a full time job, hopefully soon, I definitely will put a majority of my paychecks into savings. very smart thing to do.