He says he doesn't feel "worthy" of a woman like me?

Anonymous
I revealed my romantic feeling to my friend & he said, he was extremely shocked that I saw him this way. Then he said he never felt "worthy" of being with a woman like me because he felt I was on a much higher level than him. He is still struggling in some areas, while I have a career, house, car of my own. But I like his character not his temporary lack of money. He said he felt he needed to be more polished before he would consider being with someone like me. I don’t think I’m unattractive & whenever he goes out recreationally – it is only with me and he still wants to hang out with me. He says it was good that I told him how I felt because we're too old to be holding back feelings. So my question is - was that just an excuse because he doesn’t really like me that way or is he really insecure about himself?

He says he doesn't feel "worthy" of a woman like me?
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