Stay or Leave? Don't be afraid to be honest?

I've been with my boyfriend for over 3 years now. I don't want us to break up for now, but in the long run I'm not 100% sure it'll work out because I know/expect we will differ in our opinions about religion, marriage, money, where to live, and children.
It's not like we have a lot of problems or arguments now because those topics aren't too relevant yet. Maybe I'm just being too paranoid about future problems. But is it fairer to the both of us to play it safe and break up, or take a risk and stay together, facing an unknown and uncertain future?
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Stay or Leave? Don't be afraid to be honest?
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