How do I gently tell a girl I am not interested?

thechico79
I met this girl online who lives in another state, we hit it off well but lately she is saying that she loves me and wants to be married. Thing is we have not even had a first date yet. I feel bad but also a little scared that she might be a psycho. Any suggestions would be greatly appreciated and please be respectful in your opinions.
How do I gently tell a girl I am not interested?
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