I owe $350000 in loans to school, but I live with a mom who thinks I am incapable of making my own decisions. I am starting my 1st job with benefits.. no car payments... just inner-city rent and private school loans. If I live at home for a year I won't have loans. She's that mom who tells me when I have to be home... etc. I'm 24. She gets mad when I drink her wine. I think she has an alcohol problem tbh. She also never eats. So annoying. one hard boiled egg, a half English muffin with cheese and two pieces of prime rib for dinner? She's nuts. Has some major control issues.
Now, do I sacrifice my sanity to live here and have her watch and look at my ever meal at age 24 when I am $34000 in debt or do I move out and pay $400 a month for 10 years while I work and live on my own for 1,2000 a month? I live in a major city fyi.
Help! Emo sacrifice or save money? is it worth it to be told "oh I could never eat that much" at ever meal. Should I deal to get cheaper pay for school loans? ah! I could be done with loans in a year if I live at home... but I have to deal with her telling me when I can go out, who with, what times, what I can eat, she'll compare her foods to mine, she'll argue with me, she'll cause problems with my new night hours, she'll drink my alcohol and eat my food even if I don't, she will think she's my boss even if I have a full job.
So. Pay off loans asap or move out and pay off loans over time? I'm thinking the loans will take 5-8 years... :/
I'm serious, she won't let me go to my current departments party. Super controlling. Eating disorder. Possible depression. Ruining her marriage. Rude. Over-pretective. May interfere with my work sleep.
I have money saved up to move out... it's just.. to save money to pay off loan or not?
I seriously can't date here. Idk... what's worth it, my mental health to be my age, go out, date... or to pay off loans faster?
Date? save money?
I'm a nurse fyi, pre-teaching or pre-grad school.
- Save money because you are $35,000 in debt, deal with your psychotic mom and how she judges your food, lifestyle, controls youVote A
- Leave, $980/month minus utilities and rent is okay to not deal with a psychotic motherVote B
- Other. I have one month saved up, but I'll pay loans for 5 yearsVote C
- Other suggestions?Vote D