When is sex too early?

rrusso15
My boyfriend and I have been dating for almost a year and he’s a older than me and he’s ready for sex but I feel guilty if I don’t I tell him no because I’m too young but I feel bad because he says that’s not a very good excuse. Am I too young or is it all in my head. I’m 16 turning 17.
When is sex too early?
16
9
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