Most Helpful Guy
I think that age of consent should be 16 just in general, and if you chose to it wouldn't be wrong. But the more important thing is if you're ready. If you're not then you don't need an excuse, you're not ready. That's the more important question here. Look into that
Most Helpful Girl
Don't feel guilty, guilt is your own way of saying you're not ready. If he's telling you that you not feeling ready is not a good excuse he's not a very good boyfriend.