I have struggled financially ever since I was 19, due to ignorance about credit, being without support and bad luck. I am now 26 and have realised I need the help of Bankruptcy to get a fresh start. I know it will affect my credit for 10 years, but I do not want to put my life on hold for that long. I wish to date and eventually marry. One of my biggest fears of any future relationship is either being judged for my finances or having a good woman I love be forced to leave because of my financial mistakes, but I do not want to wait until I'm 36-37 to start marriage and have kids. However, I know finances are a leading factor in divorces. I know money isn't everything when dating, but it will matter in a serious relationship. Is there any hope? Ladies I would definitely love your thoughts, but guys can answer too.