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If you are buying a house, there is no lease. There is a title. There would be a good reason not to put a girlfriend on the title, because that usually means she owns half of it and in some states may be able to sell it without her boyfriend's permission. If someone's name is on the title, it must also be on the mortgage. If the girlfriend has bad credit, then a mortgage may be denied or the interest rate may be higher.If you are renting a house, then usually all adults living in the premises must be on the lease, because living in a house (or apartment) gives legal rights, even if one is not paying for it. For example, if the boyfriend is on the lease and lets the girlfriend move in, then if he leaves and stops paying the rent, the landlord then has to deal with two legal issues, not just one. Since she is not on the lease, she doesn't have to pay rent. But she can fight eviction and hold it up in court for months. Therefore, landlords require all adults living there to be on the lease.
Also, if she is on the title of a house, if they break up, she cannot be forced to leave the house unless she is harassing him, because she owns it. She can demand that she be paid to leave or if she has left voluntarily, to be paid to remove her name from the title. In some states, he can sell it without her permission, but she can hold that up in court, possibly losing the buyer. In other states, he would have to have her permission, which she can withhold unless she gets paid.Never buy a house with someone you don't fully expect to be partners with for the rest of your life or for the term of the business model. Siblings with a good relationship can do it. Most married couples can do it (but not all).
A couple reasons: TL;DR: he is being careful for a number of reasons.If he's being a house, then he can use that US First Time Homebuyer and save quite a bit If he includes his girlfriend then her credit score is taken into account which might mean he can't get a good loan.Also, if things go sour there won't be a vicious fight on splitting the house, refinancing to get her name off and etc.
So if he wants another girl she has no say over the house
I wouldn't go that far. I dont know the guy *shrug* but say the two get married. Now she can use her First Time Homebuyer to get up to a 4 plex apartment complex, *live (while not actually living) in one of the units and the two of them can be a power couple with the apartment paying both mortgages. <3
But honestly if I'm not married with someone @Ming_LingThen no. I wouldn't have them on major loans. Because life is unpredictable. :(
If he pays it from his own money... it will be HIS house.If she wants a share: fu!@#$%^ pay for it :) Disregarding the girl's potential greed, it could be meant as a courtesy: if something goes really wrong - she will not have to stand for the consequences.
Because she´s being an entitled idiot. If she wants to be on the deed (assuming it´s about buying, not renting), she should put in 50% of the money.
She wants his money (house) and thinks if she gets mad, he might give it to her or else she is mad because he is not giving her his money and is not the easy mark she though he would be.
If she isn't paying, her name doesn't deserve to be on it
What a butthurt brat she is. Maybe she should learn to get a job and save money.
If he's buying the house it is his. If he puts her name on title it is theirs, so when she dumps him in a year he will be forced to sell or buy out "her" half of the equity.
So he’s basically playing it smart
is she paying, are they married, is her credit shit?
He could always do it later, when she may be contributing more or they are more serious.
She wants his money basically. But if her name is not on it then she shouldn’t pay anything for it
Because it's his; not hers
If they aren't married, why would he?
Is it his house or her house?
Are they married?
or in a long term relationship that has last more than 10 years. The only reason to put her name on the house would be in case he passes she has a place to live.
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