Is it useful to take on a personal project if you won't really have use for the end product?

mikebeckers
I would like to take on a coding project just for personal development. An example of a project idea I was thinking of a stock prediction AI. However this has already been done countless times and with the API I'm planning to use I won't be able to actually use it for my own investments as I'm not eligible for that kind of account. Do you think you would take such a project on regardless of actual use after development and why or why not? (not just coding project but any kind of project in general)
Is it useful to take on a personal project if you won't really have use for the end product?
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