To me it seems like everything revolves arount money. I have good friends but if i was poor i know for a fact they won't even talk to me. I lose a lot of sleep thinking about ways to make money. Its important. Everyone wants to be financially stable and secure.
Those aren't friends, man. Those are moochers. Real friends don't give a fuck if you're rolling in it or destitute - they're there for you.
Some space doesn't allow you to invest in things that give you substantial returns or buying solid assets such as cars or property. I have all that you're talking about but its not enough and i do lose sleep over it. Knowing there's a lot of uncertainty during this pandemic, im fearing downgrades in life.
Everything revolves around money and people fight over it. I honestly don't think its worth living if im not rich. Im trying to make more but this pandemic has made me hopeless. Lets say if i am successful, it will probs take me till the age of mid 50s to become rich and very stable financially. Whats the point? I won't have much left to live.
Mine are higher than that but then i keep thinking to myself whats the point of imagining is when im never going to be rich. Even if i do become rich, whats the point? I'll probs be in my 50s and won't have much life less to enjoy the rich life. Im stuck in this bubble for now and questioning the worth.
That’s why I try to have some fun as well as make money. I hate money, just unfortunately need it for the things I do enjoy
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I didn't ask for a breakdown of expenses. Just asked what net worth or what income would make life worth living for you?
And at the beginning of my second paragraph I mentioned that, I can't see myself needing anything more than 25k to be happy and that's just so I can get myself a mortgage, but I would feel more comfort at being in the 30k range. I can't see myself needing anything near the 50k range
I saw that. Just saying the expense breakdown wasn't necessary. I wish i could be happy with that but im a bit far off with the £50k range. I don't think i'll be happy with 50k either.
Ok. I have a medium income too but I'm not happy. I can't do much. I just don't see myself living a happy life unless I'm rich. I don't foresee myself becoming rich until I'm middle aged. So whats the point really?
We are not rich. Probably never will be. But we are as happy as we could possibly be. We have a great life. We enjoy every day
Thats good. Wish i could be convinced there's more to life than money but i just can't see it.
Omg I feel sorry for you hun. You focus on those colored paper pieces (dollar bill) only and that's how you value life? That's... I'm at loss for words...
What else is there to life? Dollars dont mean anything to me. €uros and pounds (£) do. Whats there to feel sorry about? Everyone focuses on money. The only difference is im honest enough to admit it whilst the other lie and say other things matter. Those liars then realise their mistakes later on in life such as having a kid despite not having enough to raise it. Am i wrong for putting financial security first?
I honestly think if you have a roof and food that's what you need. I don't lie when I say I honestly don't care about money
Thats one way to look at it but over the past few years a lot of things have stopped making sense to me and i just think of ways to make money. I lose sleep over it. I care about it because i don't want to downgrade.
Damn... I live in a house where I have only solar power and fireplace heat. No aircondition or running water. Is Donald Trump more happy than me (5 years ago that is not thinking election!!!) Or Jeff Basel? I don't think so but you do probably
Thank you for your opinion. Wish i could see it that way.
Thats good. Seems like you have many reasons worth living. Wish i could see it the same way you do.
Yea i hate you dont see life is worth living whether broke or rich. As long as you are healthy and breathing with food/clothing/shelter and love is all that really should matter
Maybe I'll find something worth it for me. But for now, i don't see it and the one who I thought was more important just leaves me with question marks for now.
Yea if you're doubting for longer than a month, its not worth staying anymore. I had to leave toxicity to feel better
Its been a couple days.
Just try to keep communication open and hear eachother out without interrupting or assuming
Yea. Thanks. Will defo do that.
And what are you now?
middle class. I own a media company (specializing in adult technology and art) and work at a factory in middle management. Own a house, and some land, a relatively nice car. Wife works for Amazon. We still have one of our 3 kids living with us but he's an adult. Home gym, and I have an office, wife has an art room. Spare bedroom that we have turned into a guinea pig habitat (we have 4) 6 car garage and a bunch of shops for wood and metal as well as design space. Enough land to grow a lot of our own food. Not the best neighborhood, but that was intentional when we bought the house, as the neighbors leave us alone. I can't imagine that most nice neighborhoods would put up with a blacksmith shop.
You sound like someone about upper class.
No, we're pretty solidly middle. I've been rich I know what that's like, definitely not this.
I see. I just want to be rich but if that means waiting till my mid 50s, i dont see the point of waiting because i won't have much long left to enjoy after that. So everything seems pointless.
Again, I had a lot of fun when I was homeless as well. It's about how you live your life, not how much in the bank. What you do with your time. Where you live is secondary to your lifestyle. I hade a business partner many years ago who equated money to water. Yes you need water to live. and if you know where to look you can always find a little water. But to do big things you need a lot of water, power generation, and carving canyons takes a lot. But it's a tool nothing more. Getting caught up in that trap isn't a road to happiness, it's just continuing a miserable existence.
Thats true. The reverse also exists. I'm just convinced money is the only thing that matters. All other things are secondary it seems.
Yeah that is true and realistically there probably is a correlation between happiness and wealth but only up to a certain point. Like someone who is a billionaire is unlikely to be proportionally happier than a millionaire. I think the returns are diminishing after a certain point.Also my opinion is that genetics are the most important thing and generally if you have good genetics (healthy, smart, attractive) you are likely to do well financially too.
A billion is a 1000 times more than a million. A billionaire will be much more happier because they are the elite who are an absolute minority.
I guess we will have to agree to disagree on that one.
200k a year earners are probs miserable because they are smart and lose sleep thinking of ways to grow their savings and/or earnings.
Every person is different. To me money is the only thing that matters. If i was rich i would live in my own world and not care about anyone. Im not rich yet, i don't see the point of waiting till 45-50 to become rich and then not be sure till what point I'll live.
Also, for me, money means happiness. An intelligent person for me is someone who is good at making money. Iq tests and university degrees are not a measure of intelligence for me.
How much will you have and will you be working? A financial crisis could wipe you out
It won't wipe me out. I'm better off than most but far from rich. I just hate spending now.
Money is your security
Isn't it everyone's security? Poor people commit suicide everyday too because of debt or struggling to make ends meet etc.
You hate spending now? Do you have the financial equivalent of body dysmorphia?What do you think that Biden's policies will do to the economy/market?
Im not American. I dont care about his policies. Not every user is American here.
Also, ask everyone, do they like paying bills or rent? I hate that but one has to work their arse off for that first and then one can focus on other expenses.
You need to have some sort of money to make more out of it. Stange conundrum isn't it?
True but you must learn to be happy with what you got and strive to be better
If you're happy with what you have you won't strive as much. Human nature doesn't allow one to ever be happy with what thay have.
Ok, how about giving me an answer based on how much is the minimum amount of saving you'd like per month after all expenses? £500?
Assuming you go by such a budget:Rent : 0-800, you could potentially be living with family for free, but you wouldn't want to spend more than 800 for rent and compensate with roommates. Ill assume you're paying the max of 800;Tech : 200$ a month. Cell phone, internet, app subscriptions, etc.Food: 100$ a week assuming you're the only mouth to feed, ++50 for every child or partner.Car: 200$ a month for insurance, gas, maintenance and emergency fund (repairs and supplies).Ill assume you dont have any other expenses for legal, medical, etc.$24,000 a year net which is about $15 an hour full time. Thats enough to pay your expenses and have $400 for savings.
Wish london was that reasonable. Rent inder £1000 is a bargain or a jackpot there.
How? Someone with nought will eventually die of starvation.