What are the smart ways to save money? (Page 2)
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Open a savings account. Establish a certain amount of money that you want to put aside every month. When you receive you salary immediately transfer that amount of money to your savings account.
Most ways are smart. Start early and save as much as possible. Make zero dollar budget every month. Pay yourself first. Look for 7 baby steps by Dave Ramsey.
Make your own coffee and do a lot of food prep for the week. This will save you tons right there.
-make a goal with it
-have it as a rainy day savings
-put away a little by little
DON'T ask poor people how to save money or anything with money. Go talk to someone who really knows money. Someone who has Beene educated in the understanding of money. This is your life, stop fucking around asking average people.
If you don't need it, don't buy it.
Buy generic items.
Buy in bulk.
Do an on-line search for "smart ways to save money".
You will see more hints than you will have time to read!!!
- For each amount you earn, always save a percentage.
- Use your savings for investments.
It's not about saving more, it's about making more.
If you really have to ask, the answer is not spending money.
I mean like Why pay thousands for a surgery when you can just have your organ give up for free?
There are people who got brainwashed enough to believe they ought to go shopping for the latest fashion or invite others to restaurants or go for "cheap" holidays. Just don't.
Like exercise. Routine.
Automatic bank withdraw. Savings accounts are usually free. You could also open a Vanguard or Robinhood account for free and invest in Blackrock etfs or likewise.
Go to sleep for dinner. Much cheaper, less dishes too. /s
Simple rule...
No matter what save 10% of your earnings every month without fail. No matter what happens
For now, I'm just dealing with changing my habits. When I achieve this, I will have risen one level.
Don't go grocery shopping while hungry🙃
That’s the best time to go grocery shopping
Make sure 10% of every paycheck goes to savings, and don't touch it.
Only by things that are necessary and can help you work faster and harder. In other words, only use money to invest.
Cost cutting is also a way
Don't buy stupid ish especially when you know you aren't going to be using it not even 50% of the time will greatly help.
find a cheap hobby that doesn't revolve around socialising...
try to avoid eating out/ordering food