Why are girls so afraid of being the one to initiate a relationship?

Is it just the stereotype that guys have to do all of the work? Or is it just that girls are afraid to talk to a guy that they like?

Just see some girls looking at me as if they're interested but they never do anything about it. If you claim that girls can't read the minds of guys... same applies vice versa.
Why are girls so afraid of being the one to initiate a relationship?
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