Is it ethical to lie about not having money?

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I met a girl online (she's not my girlfriend) and she's constantly asking for money from me because she is hella broke. I want to lie about not having money because everytime i give it to her I'm always back at square one. I'm only paid 8.25 an hour. I'm trying to save my money but she needs it more then me. I already told her she should just apply for welfare for a free government check but she won't do it. Should i just lie? Or is that a bad idea?
Is it ethical to lie about not having money?
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