Why are women choosing to have kids later in life rather than younger?

ManHater
I see more and more that women are having kids in their 30's-40's. Don't see many women with kids at 20-30. Is it because older folks have their lives together? Career's, Money, house, Car, cat/dog etc? Were as a 20 year old would have nothing other than rent to pay and a guy who still wants to fool around and party at night.
Why are women choosing to have kids later in life rather than younger?
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