What are the pros and cons of owning/using a credit card?

I remember when I was younger, my mum used to tell me to never get one.
However I learned over time it can be beneficial in case of emergencies and can help build credit scores.

I know they can be risky, is it still best to stay away from them or is it worth having?
To those who do, what are best things to look out for when choosing a company to go with?
If you have any useful tips in regards to managing one I would be most grateful :)
What are the pros and cons of owning/using a credit card?
Updates:
29 d
Thank you jn advance to those who have given me some sound advice, I'm currently doing my research to figure out which companies to go with.
What are the pros and cons of owning/using a credit card?
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