Last night a few of my friends were over and we're gossiping about whose pregnant, whose in jail, whose addicted to something, and whose engaged/married. We stayed on the marriage topic for a little longer than the others. Well I threw in the question "would you ever get a pre-nup?"
Biggest mistake ever, I felt like I had dropped the "C" word or something. Four girls all talking at once about how pre-nups are f-ed up. Never giving a exact reason on why its messed up and even when I gave my view on it, they still didn't want to hear it or even take it into consideration. When I mentioned having separate bank accounts, I got the death stare. So what's the deal why are girls threaten by the word pre-nup or hell just separate/multiple bank account?
If your wondering my view on the subject is:
Its a back up plan, a safety net. Almost like car insurance you never plan on getting into a accident but you pay for insurance just in case. So it's kind of the same idea you don't plan on getting divorced but there's a chance it could happen. So why not have a safety net in place? Secondly, Regardless of how much you think you know your other half. You'll never know how financially fit they are. As in, lets say a couple of years into the marriage(5-10yrs) you guys are doing well. Both with good jobs, the bills are taken care, you even have money set aside for emergencies and/or vacations. Even on a personal level your doing good you have a little set aside, you wanna go get a new car. Now in most states around the country when you get married you have to put your spouses info on to any loans/credit you apply for. So here you are at the dealership, dealer runs your information, everything checks out you credit score looks great the interest rate is low, perfect right? Nope, the dealer just ran your spouses information and it looks as if he or she decided not to pay their student loans and got a few hospital bills they also decided not to pay, leaving their credit score pretty low. So now the interest rates go up which makes the payments higher, therefore making unaffordable for you to purchase. Now if you would have had a pre-nup you wouldn't need their information added to the loan you were trying to get. Apparently this all sounded to silly to the ladies.
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A lot of woman want to enter into marriage for different reasons even though they say it's for love etc. I've met girls overtime and found out early on before getting involved with them about how they have maxed out credit cards. I even know of people who have ended up marrying people who are not in good financial situations. A good guy who manages himself well wouldn't want his credit score ruined and who could blame him?
Thing is a lot of girls out there want the benefits of a relationship without the responsibilities. This is not all girls, but a huge amount of them do. Why else would they put things in their online dating profiles about refusing to date anyone who doesn't have their own place, doesn't have a bachelor's degree or higher, and so on? Materialism.2