Why when a try download a free app on IPhone does it say verification required?

So it says verification required whenever I try download an app or even update one. So now I can't update a thing or get anything new. It's a second hand phone I've had a month now. Is it normal or not. i purchased one app an had enough money so it's not like it was failed payment or something.

What could be the issue I type in card details an have even used same card for game so why is it declining a free app an making it so I can't use App Store or my phone properly. Can't play game now as it needs updating. An it's so frustrating.


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