How do politely say to someone when I don't want to get involved or give advice?

It's just I've got a lot going on in my own life and am in no good position to be giving advice. My boyfriend said just use small talk like everyone else. I use to type out big paragraphs to people and get very involved. But I've realised what isn't my business isn't my problem. So how do i say this politely? Without saying nothing to do with me?

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  • You could tell them the same thing you just told us. It sounded plenty polite to me.
    Besides isn't honest the best policy.

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