Losing my v-card, religion and 18?

So, I've been with my boyfriend for like, 7 months now. I'm a virgin and so is he. We both want to take it to the next level and go the whole way. The issue is we both come from islamic backgrounds and are both scared of the possible consequences if our families were to find out if we had premarital sex. We are both 18. Any advice?
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Just wanted to add my mum says she can tell if I've had sex bc my hips will widen or something? Is this true?
Losing my v-card, religion and 18?
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