Girls, Female Masturbation?

Anonymous
This is primarily for women and girls within the age range of 18-25 who masturbate.

For religious as well as personal reasons, I intend to remain a virgin until marriage. However, I am a hormonal girl with certain urges and needs, and have resorted to fantasies and masturbation to keep these feelings at bay and satisfy myself. The thing is, in my religion its still technically sin to masturbate (some of my also-religious friends don't follow this rule, some do, so I don't really know what to believe) but I figured it would be better to masturbate, with no lasting effect, than actually engage in premarital sex and lose my virginity, which I can't get back. Opinions? (Preferably from someone who is religious or follows a religion with similar views)

Also, I want to know A) whether masturbation desensitizes you as time goes on, or even worse desensitizes you to sex with a partner, and B) how many times a week is normal to masturbate.
A) I started out using my own hand, then recently upgraded to a vibrator (not focused on the clitoris, but also non-penetrative). I'm a bit afraid that upgrading to a vibrator, or even just masturbating regularly, will make me less able to enjoy sex, or make it harder to orgasm. Anyone with experience ever have this issue?
B) I masturbate typically 1-3 times a week. I would say the most I've ever done is five MAX, and that is extremely rare. 1-2 is most common, sometimes 3, but rarely more than that. Is that normal? I feel from looking at some articles online that most women don't masturbate that much, but I'm a college student, and being surrounded by attractive guys and people screwing like rabbits... it makes it a little harder to stay level-headed, I guess.

I'm sorry if this is TMI, but I'm really curious and desperate for an answer. I have a lot of female relatives but don't feel comfortable about talking to them, or my friends, about this. Any advice would be greatly appreciated.
Girls, Female Masturbation?
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