Only you can make that decision. I'm sure jerking off is getting old (but it still feels great) Maybe grab some condoms and get it done with a paid escort. You will have some great orgasms and it may boost your confidence.
I would suggest you try to get involved socially where you can meet girls and interact with them. The more you are around them as friends your confidence will improve.
You'll feel better waiting into your 20s before resorting to that if you really won't have any regrets. Give it until 26 man. No shame if you're 26 or 28 and somehow meet a lady 24 or 22 in a couple years... give it time :)
Or like me accept a happy masturbation only existence which allows me more time for other things and i have my sexual health in check :)
More money for me
Depends on how sentimental you are. Do you want your first time to be special or are you ok with it being a cold business transaction? You only lose your virginity once. Personally, I’d work on the shyness. You have to approach women and cultivate relationships with them to get sex. It won’t just drop into your lap for the most part.
Scroll Down to Read Other Opinions
What's Your Opinion? Sign Up Now!No. Not worth the money. Use it to learn some social skills that will help uou flirt and date.
And in places like those, you'll meet girls who are likewise single and desperate. Date them and have sex with them instead.
Yes just get it over with. Sex is absolutely nothing special and is nowhere near as good as you fantasize about. You'll be glad to find that out firsthand and remove all doubts.
Mate let me tell you I don't think it's worth it. It should be with someone special since I lost my virginity at a brothel and I have regretted it ever since. You can afford to wait a little longer. I am really self conscious about talking to women now out of fear for being judged and I wouldn't blame them for that. So give it a while man and it will be worth it when you meet someone who you care about and they care about you. It will be more rewarding and you feel as guilty as I do.
Yeah do it.
Sexual Relationships 
Sexual Health 
Superb Opinion