Pregnancy scare from fingering with pre-cum and dry humping with only panties. HELP PLEASE?

sf1234
First off I want to state that this might be a little long but PLEASE read the entire thing as I am freaking out. Hello, I am an 18 year old male and my girlfriend is 21 years old. Before this entire ordeal I had urinated twice since my last ejaculation (which was the day before) and I did not ejaculate at all during this whole encounter. This all started 10-14 days ago when me and my girlfriend were fooling around. First we were dry-humping probably for around 4-7 minutes, while dry humping she was wearing only panties and I was completely nude. I rubbed my penis on the outside of her vagina (with the panties on of course) then kept dry humping. I am a bit worried that pre-cum may have seeped through her panties and had sperm or maybe her panties shifted to the side somehow. After the dry-humping, we had manual sex, She was giving me a handjob and I was fingering her. However I had touched my penis which had a significant amount of pre-cum that I instantly wiped on my thigh then started fingering her about 1-2 mins later. After remembering that my hand had pre-cum I was struck with fear, me and her have been worrying non stop because she did not get her period for 11 days (her period was due on October 17th and her previous one was Sept 17-21 on a 30 day cycle she is usually like clockwork and always on time) Since then she was been having cramps and back pain but no period. Me and her have been on the internet non-stop trying to find info and I think it is taking a toll on both of us. I have not been able to do much schoolwork or study at all because I keep thinking "what if..". Today, I decided that we have been worrying too much over this and seeing that her period has been late for 11 days I went over to CVS and picked up a "First Response Early Result" pregnancy test and she took it today (following all instructions completely), it was NEGATIVE, this test says that it can give results 6 days before an expected period so I am wondering if it would be an accurate result.
Pregnancy scare from fingering with pre-cum and dry humping with only panties. HELP PLEASE?
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