Why do white folks use the word "race card" to deflect actual conversations about race?

Castleguy25
Blacks are charged a higher interest rate with the same credit as while folks.

White people:" stop using the race card."
https://m.motherjones.com/mojo/2015/07/race-gender-interest-rates-mortgages

The War on Drugs was created to destroy black families.

White people: " stop using the race card"
https://www.forbes.com/sites/eriksherman/2016/03/23/nixons-drug-war-an-excuse-to-lock-up-blacks-and-protesters-continues/#6dca02675099

I could ups go on and on, but how America fucks people of color over, particularly black people. If you want us to stop using the "race card", then admit the United States has an inherent problem and work with us to end it.
Why do white folks use the word "race card" to deflect actual conversations about race?
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