Our own house or not?

I recommend against living with your boyfriend. Statistically, those who co-habitate before commitments like marriage are much more likely to separate afterwards.
To answer your question, don't even think about it. I know someone who lived with her fiance and owned a house. When the split occurred, it was a nightmare dealing with ownership rights and everything else. First commit, then live together.

I don't think y'all should buy a house right a way...
Time time time..

Well Roxanne...this depends on a lot of things. I can't really make a suggestion, cause I don't know your your financial background. Since you're gonna live in it, and not use it as your asset, I think you should buy a valuable house in an area where the prices are increasing, and when you're ready, fix it up as much as you can and sell it or rent it out.
Glad I could help. I hope you'll be happy together in your new house ;)

I think that you should wait. Don't rush into anything. Definitely commit first.

How long have you been together? If its been over a year then maybe try getting an apartment first. I think its good to live together before marriage to see how you are when you're around each other all the time. Its a really good test of your relationship's strength. But getting a house is a huge commitment & if it doesn't work out you will have a lot of complications with finances and who gets what.

I would definitely wait....