Married woman with single male friend-too risky?

Can you answer this question and I am not being critical (I am being analytical). Why are you interested in having the affair in the first place? I know you haven't had a full fledged affair yet, but you want to right?

Is your husband lame in bed? Does your husband not give you enough attention? Does your husband not say "I love you enough?" Does your husband not cuddle with you at night? Does your husband just watch TV and ignore you? Is your husband not interested in doing activities with you that you enjoy and would like him to do? Do you get in arguments with your husband over little things that are really not worth arguing over? Does your husband not help pay his share of the bills? Can your husband give you good sex and make you orgasm (most of the time anyway)? Does your husband not help you with household chores? In general is your husband a good husband?

Does the man who you are interested in having an affair with have something that you are missing in your marriage? Is this other man very interesting and exciting to talk to? Does this other man make you laugh, whereas your husband does not? Does this other man have something that you need that your husband does not have such as charm, conversation skills, a sense of adventure, or spontaneity? Does this other man compliment you and make you feel like a woman and make you feel beautiful, whereas your husband doesn't say a damn thing?

There must be something missing in your marriage for you to want to have an affair in the first place right? You cannot be so selfish to want to cheat on a good husband who is actually good to you and shows it; can you? Should your husband be surprised that his wife wants to cheat on him because he is not treating his wife as a good husband should?

I have this strong suspicion that a large number of men who get cheated on deserve it and had it coming. Is your husband an example of this? Is there something your husband can do or do more of to cause you to not want to even think about cheating on him?

Nope its not safe, but it seems that you are already having an emotional affair, so where do you want this to go. Obviously you have romantic intentions with him, otherwise it wouldn't have to be secret right. So feel him out, think about your relationship with your husband, and think hard about who is more important to you, past present and future.
If you love your husband, then you will have to extinguish the friendship, in respect of what you have together. Imagine how this situation would look, if it was your husband with a close female friend. Give it some thought, and you will know what to do. Stay classy:)
Good Luck