"settle" no thank you , I'm in no rush that I'd need to "settle" for someone. Like think for a second , would you want the other person to know that the only reason you chose him/her is that you "settled"?
I don't mind slightly chubby. But she must take care of herself. I know some beautiful women who are a bit overweight in some areas but are just slightly overweight. But anything more, or obese... would never settle. Obesity and die hard religion are my deal breakers. Would rather get sex workers than drop my standards.
I don't mind slightly chubby, but no rolls of fat, not being attracted to overweight women has nothing to do with liking them or not, it is sinply down to do they turn me on, or off! If they turn a guy off, then a sexual relationship is pointless, when the guy can't keep it UP.
You shouldn't "settle" for anyone, that is not fair to yourself nor the person you are "settling" for. Me personally, I consider eating healthy and working out pretty easy to do for anybody, so no I would never be interested in an overweight person.
Wait, they rarely get thinner with age. Find one that is a little too skinny as she will lstill ook good at 40. Check out the mother, that is what you are buying. If it's just for sex, go forth and conquer