Your banana shaped! Like me(: your thin everywhere, have narrow hips and equal sized butts and boobs but the downside is that you collect little fat pockets around your tummy. Best thing to do is diet and tone up your stomach (easier said then done!)
I would say your "banana" shaped. (And yes that is an actual body shape). It between what's called "straight" and "hourglass". I don't think there's any fat on you. There is a difference between not being toned and fat. Your just not toned, which is easy to fix. With you body shape you can pretty much feel free to wear whatever you want and you'll make it look good.
You have a bit of an hourglass shape and the TEENIEST WEENIEST waist I have ever seen in my life. But you are a banana. There is no fat in your stomach. That is just a normal part and every girl has it if she isn't a gym junkie to tone it up. I wouldn't exactly call it fat but stomachs are supposed to look like that.
I think all types of clothes would suit you :)
average your stomach isn't fat try a skirt and tank top with cardigan