have no credit card history. I never had one. I want to apply but I keep getting unavailable to approve.
I have a part time job.
And the only bill I owe is to time warner cable for like 300.00 dollars.
But I'm work on the bill. Im not with company anymore.
I need some cash fast. So what the easiest.
I don't care about the interest or paying it back
Most Helpful Girl
A guy told me capital one gives first time credit cards to people with no credit history but he said the credit card expects you to deposit $200 dollars of your own money on the card AND THEN use the $200 dollars you deposited as credit. Its pretty useless that way but it helps you build up your credit rating if you have no credit history to begin with. At my school, the University of Toronto, they also give free credit cards to U of T students since they assume that you are able to handle your finances if you are smart enough to get into University.0