My car was parked, but I wasn't in it. I'm 16 years old, so obviously I'm a minor and I don't have my own insurance. My car itself has insurance (idk if it's good or bad insurance), but it has insurance. Problem is, I'm not down as a driver on my moms insurance.
I really want to go to the school deputies about this, because my car is pretty bad now, but my mom strictly said no and told me to drop it.
My mom says that even though we aren't at all at fault, we can still get charged. And to make the matter worse, she didn't put me down as a driver on her insurance so she'd be charged an extra $500 on her insurance every month.
So my overall question is; should/can I go to the deputies about this? Will I get charged at all? I'm not at fault, I was parked in the lines and I wasn't even in the car.
Most Helpful Guy
Just listen to your mom.2
Most Helpful Girl
Listen to mom, no one was involved. Do Not open up a smelly can of worms that doesn't need Opening by Opening your mouth.. This could go South.
Tell mom that being This could happen, it might be cheaper in the long run, to put you Yourself on her policy so that if anything does happen, with you being in Front, everyone is covered and your own butt as well.
You got off easy this time, however, the next time, should there be one, may not be as much fun.
Good luck. xx0