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This is a real honest answer. I have thought about this for a long time. And my luck is pretty terrible. I have my moments, but they never make up for the shitty luck I have. I give my self a modest 3/10.
One example. I got a check in the mail one day for about $500+ out of no where. No idea where it came from. I was able to cash it, so it was real lol. And it was perfect timing because I was super broke at that moment. That money was a life saver, so I thought.
A week later I had to rent a truck because my mustang was in the shop. I ended up damaging the truck and guess how much it cost for the deductible! That's right. $500.
One example. I have thousands.1