Never been good with spending. Money burns a hole in my pocket. But now that I have a part time job (pays about a dollar above minimum wage) I really need a budget plan. I want to save up for a used car but still have money to eat out and buy stuff I need (cheap stuff like tampons and makeup, nothing big like clothes or shoes which my parents still take care of). What's a basic budgeting plan I could follow?
Most Helpful Guy
I'd actually recommend you not buy the car, used or not. If you can, get around via public transportation, or get a bike. If this isn't an option for whatever reason I get it, having a car can be very helpful, but it is also a serious drain on the budget with gas, insurance, and given that it's used any inevitable repairs.
Still, some advice I'd give you is learn to cook, so that you aren't having to buy pre-made meals which can be expensive, plus you can get creative with cost-effective ingredients and recipes. Plus cooking is a good skill to have anyways.
Apart from that, just live within your means, only buy what you absolutely need.0
Most Helpful Girl
i feel u girl. i think it's just a matter of priorities and limits. set certain goals for yourself. really tell yourself you won't spend over a certain amount.0