I know the obvious answer is "Talk to the bank", but I'm just curious if anyone has experienced this.
When my landlord went to deposit my rent check, the ATM machine "ate" it. Her bank credited her account with the full amount while they "investigated". So she has the funds, but I still have the amount in my account that should have gone to her.
How will I know if my funds will be eventually debited from my account? I don't really want that amount sitting in my account not knowing if it will ever be debited or not. Will the investigating bank contact me about it?
Most Helpful Guy
I suspect the landlord has "uncleared funds" - this is not spendable money in her account but is shown in the total.
As the money hasn't been taken out of your account one of two things will happen - the clear may clear and the money will be debited or the cheque will bounce and your landlord will have to follow up to get you to write another cheque (make sure the previous cheque is cancelled though)1